Life happens fast — with Mirakash, your finances can keep up. Get transparent, flexible personal loans, right from your phone.
No more waiting in long lines or filling endless forms. Submit your application, and most loans are approved within minutes.
All interest rates and fees are clearly displayed upfront, with no hidden charges or surprises.
Whether you need a short-term loan or a slightly longer term, Mirakash lets you choose a repayment schedule that fits your life.
You don’t need property, vehicles, or other assets to apply. Borrow quickly based on your eligibility and KYC verification.
Apply for a loan anytime, anywhere. Mirakash is fully digital, so you can manage your finances right from your phone.
Our bank-level encryption protects your personal and financial data. Rest assured your info is secure while you borrow.
Cover short-term everyday expenses like groceries, transportation, or bills.
Handle urgent household repairs or buy essential appliances without financial stress.
Cover tuition, exam fees, or school supplies on time without disrupting your daily routine.
Instant finances for hospital bills, medicine, or urgent treatments provide you peace of mind when it matters most.
Manage wedding, birthday, and family event costs easy, so you may celebrate life’s milestones.
Cover short-term everyday expenses like groceries, transportation, or bills.
Handle urgent household repairs or buy essential appliances without financial stress.
Cover tuition, exam fees, or school supplies on time without disrupting your daily routine.
Instant finances for hospital bills, medicine, or urgent treatments provide you peace of mind when it matters most.
Manage wedding, birthday, and family event costs easy, so you may celebrate life’s milestones.
Quickly see if you qualify and take the first step toward responsible borrowing.
Must be 18 years or older.
Must be a resident of Zambia.
Government-issued identification required.
Needed for registration and verification.
To receive disbursed funds.
Must have a stable income or proof of earning.
Quickly see if you qualify and take the first step toward responsible borrowing.
Must be 18 years or older.
Must be a resident of Zambia.
Government-issued identification required.
Needed for registration and verification.
To receive disbursed funds.
Must have a stable income or proof of earning.
Sign up with your phone number and create your account in minutes.
Verify your identity quickly with your ID and basic personal information.
Select your loan amount and repayment schedule, then submit your request.
Our team reviews your application promptly. Once approved, the funds are sent directly to your mobile money or bank account.
Make your repayments on time to maintain a good credit record and unlock larger loan options next time.
Sign up with your phone number and create your account in minutes.
Verify your identity quickly with your ID and basic personal information.
Select your loan amount and repayment schedule, then submit your request.
Our team reviews your application promptly. Once approved, the funds are sent directly to your mobile money or bank account.
Make your repayments on time to maintain a good credit record and unlock larger loan options next time.
Quick approvals, instant disbursement, and transparent terms — all from your phone.
